Thread: Overdraft Bank Fees...

Checked my account today and saw that I was paid 181 dollars...but also found that there were four $35 overdraft fees for 140 dollars total. I spent 35 bucks on food and coffee today..so yea..f'n bummed....was going to go out to eat with a girl thursday too...they say I can call back tomorrow to see if they can drop a few charges but don't know whether they can or not yet...

Destiny is dabbling with you laddy. Nothing to worry about, just make some money for a fun time with that girl. :wink:

Make money how? I can sell things online but I'm supposed to see her thursday (if she has the time..she said maybe)

Hm... do you have any old games for consoles you can get rid of? How about doing a quick job for someone, mowing a lawn, delivering some papers, doing a taxi run... They are simple and are a quick source of cash.

Actually looking back you say that the money has STOPPED you from seeing this girl, and seeing as you said 'she make time for you' and that she is thinking maybe is a polite way to say she is not interested.

That overdraft fee is the blessing in disguise. That sounds harsh and yet is the truth dude. Forget selling anything actually or going out with her. Leave her for a while, when you have got cash give her two days in the week YOU are free and see if she will join you for a fun time. If not its her loss.

All the best.

Most banks will drop all but the first of the overdraft charges, especially if they were incurred within a few hours of each other. However, it often comes with other challenges such as different interest rates and higher charges on other services. Try to ask everything about your account which is impacted by this simple mistake, and negotiate with them to minimize their punishment.

Just recall, this is how banks make a metric assload of money... fees like this. So, they aren't typically willing to give money back. However, if you hold your ground, and don't give up, generally they will give in just to get you off the phone. Good luck.

They dropped one of the overdraft fees.

And the situation with the girl is strange. When we met two weeks ago, she'd text me to talk a few times. Now I have to text her. It's the end of the semester and everyone is busy so it may be that. Or maybe she's met someone she likes better. I don't know. But damn is she cute...lol...and single...so I've gotta try...